If you have been seriously injured in a truck or bus accident in Hawaii you should consider getting the advice of an experienced motor vehicle accident attorney right away! Here at Hawaii Injury Lawyer | Attorney we have been representing the victims of serious injuries and wrongful death resulting from truck accidents, bus accidents and other motor vehicle accidents for over 25 years. For some considerations in finding a personal injury lawyer in Hawaii to assist you, please examine:
Truck Accident or Bus Accident minimum insurance coverages
Hawaii is a “no fault” state. That means that all drivers of motor vehicles are required by law to maintain minimum insurance coverages applicable to their vehicle under Hawaii law. The minimums for a truck or bus are generally the same as for an automobile – although certain commercial and other vehicles are required to carry higher limits. Truck or Bus Insurance Minimums These coverages are required by Hawaii law and generally should be available to help to compensate a person for loss as the result of negligent operation of the vehicle. (Optional additional coverages may also be available.)
Deadlines to file Truck Accident or Bus Accident claims in Hawaii
The deadline for filing a lawsuit in court in Hawaii to make claims for injuries arising out of a truck, bus or other motor vehicle accident is generally two years from the date of the accident. It should be noted, however, that there are exceptions to this rule- for example, claims against the City and County of Honolulu and the various other Counties must be filed with the appropriate agency within six (6) months of the date of the accident. For some claims the deadline is extended by statute to two years from the date of the last no fault, worker’s compensation or public assistance benefit payment related to the accident, if such payments are made. You must file your claims in court prior to the expiration of such deadlines, or your claims may be lost—regardless of their merit. To be wise it is recommended that you immediately contact an attorney after an accident giving rise to injuries occurs- please do not hesitate to :
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General information about Truck Accident or Bus Accident calims in Hawaii
If you have suffered injuries or loss as the result of a truck, bus or other motor vehicle accident in Hawaii, you will probably want to obtain and fill out a No Fault (Personal Injury Protection) benefits application form from the insurance company for the vehicle with which you were most closely connected (the vehicle in which you were riding -if you were in a vehicle- or the vehicle that impacted you if you were a pedestrian or a bicyclist). No Fault (PIP) usually provides medical coverage for injuries arising out of the use, maintenance or operation of a truck, bus or other motor vehicle in Hawaii and it may also provide various other coverages (wage loss, substitute services, funeral benefits, etc.)
In Hawaii at present you generally must have at least a certain amount in medical expenses actually paid by the No Fault (PIP) insurer – $5,000 (1/1/98 on) – before you can recover for pain, Ambulance suffering, mental anguish, loss of enjoyment of life, wage loss in excess of that paid by No Fault (PIP) and various other losses caused by a truck, bus or other motor vehicle accident. However, there are also a few other situations in which recovery for these additional losses may be possible. These situations include (1) accidents arising out of conduct for which punitive damages could be awarded, (2) accidents resulting in death, (3) accidents causing permanent loss of use of a part or function of the body, (4) accidents giving rise to permanent serious disfigurement which causes mental suffering, and (5) accidents in which the No Fault (PIP) benefits are exhausted and a few other situations.